Managing Partner
Managing Partner
Business graduate
Peter Ritter has more than 20 years of experience in conducting collateral audits in Europe and in USA/Canada, particularly in working capital assets. Having just under six years of employment experience as Head of the borrowing base audit team at Fortis Bank Germany, today BNP Paribas Germany, he was significantly involved in the development of the product Borrowing Base for German mid-caps.
Previously he worked at ING BHF-Bank for more than 16 years, now BHF-Bank, most recently as Head of collateral field audits within the Collateral Department / Credit Risk Management.
During this time he conducted more than 1000 field audits in many different industries. At the same time, Peter Ritter was also long lasting in charge for the management of collateralized loans in insolvency proceedings and has worked in such capacity in various creditors' committees. Due to his active involvement in non-performing loans and insolvency proceedings it was possible for him to use the results from forced sales to adjust the internal valuation methods, if necessary.
Michael Toll joined Koch Ritter Lender Services GmbH on January 1, 2016 as Managing Partner and Shareholder. He previously worked from 2008 to 2015 at Commerzbank AG, Frankfurt. Within these more than seven years he worked on the sales side and contributed considerably in the successful development and implementation, incl. the successful "New Product Process" of the product Borrowing Base Finance.
The structured credit volume of both bilateral and syndicated Borrowing Base Facilities increased during the activity of Michael Toll steadily disproportionately and amounted to more than EUR 3 billion in a variety of industries at the point of leaving Commerzbank. In addition Michael Toll was the Head of the Borrowing Base Audit Team at Commerzbank, consisting of 7 auditors. The audits conducted, ranged from both domestic and foreign borrowers in the commodity sector but also in the large and mid-caps sector. Prior to joining Commerzbank AG Michael Toll can look back on more than 20 years of professional experience in Credit Risk Management and Sales in various functions with German and international banks.
Gerd Bitzinger is a member of the Team of the Koch Ritter Lender Services GmbH since April 1, 2017.
Gerd Bitzinger has almost 30 years of experience in the fields of Finance and Controlling in industry. As former Head of Finance and Controlling of a medium-sized group company and a holding company with 15 employees in toto, he is familiar with the preparation of financial statements and their review. For the US mother company he worked in the US-GAAP audit team auditing the German subsidiaries.
His daily work included portfolio acquisitions and valuations, contract reviews, liquidity forecasts and the providing of financing for group companies, the interaction with banks and the evaluation of international transfer prices to affiliated companies. In addition, he was involved in the M & A process assessing possible targets and carried out the respective financial company assessments as well as risk analysis thereof.
Gerd Bitzinger speaks English and French fluently.
